Originally Posted by Jahar Aabye
That's the reason for the health insurance mandate and part of the reason for requiring insurers to cover certain things (although part of that is also simply to ensure that such coverage exists). The more healthy people paying into the pool, the greater the resources to cover the costs. Ultimately the odds are that as you expand coverage, you will wind up bringing in more healthy payers than sick beneficiaries.
Another question. Part of the healthcare crisis as is, is that people are getting sicker and sicker because they neglect their health because they are afraid to lose their job that provides their health care. Those that are out of work lose their means to pitch into the pool. How do we provide fair coverage for all in such a case?