Originally Posted by Chip Midnight
Philosophically I think it would be great, but in reality too many people would opt out and then get sick or have an accident and everyone else would end up picking up the tab anyway. It's less cruel to demand that people pay their fair share all along then to have to deny them care when they really need it. It would just increase the burden on those who don't opt out.
I think in your example - getting sick or having an accident - wouldn't be things that people opt out of. Because ideally the basic, minimal cover would include things like unforseeable illness, accidents and the like.
But sorry yes, now I see your point, that a portion of every person's taxes should go towards this basic health cover. Sometimes it's hard to wrap my head around the fact that it doesn't exist for some countries